Grievance Redressal


How to Reach Us

Grievance Redressal Procedure

The Company has set up multiple service touchpoints for customers to lodge complaints or share feedback, ensuring grievances are recorded and addressed in a structured and timely manner.

Call Our Helpline

Number 01755000011
Days Monday to Friday (5 Days a Week)
Timings 9:00 a.m. – 6:00 p.m.

Email Your Grievance

Email ID grievance@skffl.com

Send your complaint or feedback in detail. Our team will acknowledge receipt and follow up promptly.

Visit Your Nearest Branch

Customers preferring in-person interaction may visit the nearest branch during business hours:

  1. Fill out the grievance form available at the branch.
  2. Obtain an acknowledgment receipt with a reference number for tracking your complaint.

Escalation Matrix

If Your Issue Remains Unresolved

In the event that customers do not receive a response, or are not satisfied with the resolution provided, they may escalate the matter in accordance with the escalation matrix below.

Important: Please retain your complaint reference number and mention it at every level of escalation to ensure seamless tracking and faster resolution.

ILevel

Grievance Redressal Officer (GRO)

Level I

If a grievance remains unresolved at the branch level, or no response is received, customers may escalate the matter to the Grievance Redressal Officer. While lodging a complaint, customers must mention the complaint number (if already generated) along with relevant details of their grievance.

Name
Jaspreet Kaur
Designation
Grievance Redressal Officer
Phone Number
Address
SCO 137A, First Floor, Chotti Baradari, Patiala
Resolution Timeline: The Company will endeavour to resolve all complaints within 15 days from the date of receipt. Customers may also visit the officer in person at the address above.

IILevel

Nodal Officer

Level II

If the grievance remains unresolved or no response is received after escalation to the Grievance Redressal Officer within 15 days, customers may further escalate the matter to the Nodal Officer.

Name
Parvinder Kaur
Designation
Nodal Officer
Phone Number
Address
SCO 137A, First Floor, Chotti Baradari, Patiala

IIILevel

Reserve Bank of India (RBI)

Level III

If the grievance remains unresolved even after escalation to the Nodal Officer, and within the overall limit of 30 days from the date of receipt, customers may further escalate the matter to the Reserve Bank of India.

  • Complaints may be lodged online through the RBI’s Complaint Management System (CMS).
  • Or by writing directly to the Reserve Bank of India at the address below.
Address
Reserve Bank of India, Central Vista, Sector 17 Building, Chandigarh – 160017, India
Toll Free


Visit RBI Complaint Management System (CMS)

Resolution Timeline Overview

Your grievance will follow this structured path until fully resolved.

Branch / Initial Contact
GRO – Up to 15 Days
Nodal Officer
RBI – 30-Day Overall Limit